provident (adj) - having foresight; acting with care and consideration for the future; making provision; frugal [prov-i-duhnt]
BREAKDOWN: PRO- (before) + VID- (see) + -ENT (inclined to)
providence is prudent care and management of resources or an act of divine care or protection
providential means lucky or fortunate, as if from divine benevolence
improvident means incautious, unwary, or thoughtless
“No laws, however stringent, can make the idle industrious, the thriftless provident, or the drunken sober. Such reforms can only be effected by means of individual action, economy and self-denial; by better habits, rather than by greater rights.” —Samuel Smiles